The Benefits of Veterans Group Life Insurance

There are several benefits to acquiring VGLI. As a veteran, you are likely to have many questions. This article will discuss the difference between SGLI and VGLI, how to convert an SGLI into VGLI, and how much VGLI will cost. Once you have the basics, you can begin the application process for VGLI. It is essential to be prepared for the process, however.


One of the great benefits of VGLI is its flexibility. If you become eligible for the plan, you can increase your coverage amounts at one-year intervals. You can also convert to a commercial plan at any time. In addition, unlike individual policies, you do not have to submit any health information or tests to apply for the procedure. This allows you to look around and compare quotes. There are many VGLI policy options, and choosing the right one depends on your situation and financial needs.


A veteran’s group life insurance plan can be a great choice if you want to ensure your loved ones are financially secure in case of a fatal accident or illness. VA life insurance is an excellent option because it provides a steady monthly income without medical underwriting or health requirements. In addition, unlike private insurance, VA life insurance benefits are automatically renewed yearly without any change in your health. As a veteran, you can also take advantage of the varying coverage and premiums.

SGLI Conversion

A service member who wishes to convert their existing SGLI group life insurance policy to a VGLI policy may do so. This type of life insurance policy has several advantages over civilian life insurance policies. Most notably, a VGLI policy does not require a physical examination or health statement, unlike civilian approaches. However, regardless of the reason, it can complicate the process. 


The cost of Veterans Group Life Insurance is a common question for the American military and veteran community. The policy is not required for veterans but is recommended for active-duty service members and military families. A good VGLI policy will provide financial security to the deceased veteran’s family. Unlike private insurance policies, which often require health examinations, VGLI does not require such medical tests. In addition, there are no membership fees, and full coverage is adequate when the first premium is paid.

VGLI Coverage

The eligibility criteria for A VGLI differs from private market insurance. A veteran may not be turned down for coverage if they are physically fit. No lab tests or life insurance medical exams are necessary to qualify for VGLI. Premiums are not affected by health, and physical or mental issues are not penalized. A VGLI policy is available to all eligible veterans without membership fees. Here are the benefits of this insurance coverage:

VGLI Eligibility

A Veterans Group Life Insurance (VGLI) policy is a type of life insurance for eligible military members. It is based on an injury or disability sustained while on active duty. You can obtain VGLI if you meet specific eligibility requirements and are in good health. Unlike other types of insurance, however, VGLI coverage does not require a medical exam or the disclosure of health information. As a result, even people with certain medical conditions and tobacco use can qualify. Moreover, VGLI will remain active for as long as the premiums are paid.

VGLI Cost Comparison

A Veterans Group Life Insurance cost comparison can help you decide which life insurance to buy if you consider purchasing a policy. While private life insurance may offer lower premiums, VGLI premiums are more expensive than personal policies. In addition, VGLI premiums are tied to the amount of SGLI coverage, and you can only increase the amount by $25,000 every five years. Moreover, premium rates are not reflective of standard insurance premium rates, and they lump EVERYONE into one plan, irrespective of their age or health status.