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The Foreclosure Process in Maryland

The Foreclosure Process in Maryland

How Does the Foreclosure Process Work in Maryland?

Foreclosure is the process of a lender taking back ownership of a home due to nonpayment. The foreclosure process leaves many opportunities for the homeowner to fix the situation and maintain ownership of his or her home.

Notice of Intent

The first thing that happens in the foreclosure process, according to the Maryland Department of Labor, is the lender will file a Notice of Intent to Foreclose. The lender must send the NOI at least 45 days before filing the foreclosure case in court.

As part of the NOI, the homeowner will receive a Loss Mitigation Application, which can enable him or her to come to an agreement or arrangement with the lender to stop foreclosure.

Order to Docket

The lender will file its case with the court at least 45 days after sending the NOI. This is known as an order to docket or complaint to foreclosure. The … Read more

How To Make Your Hiring Process More Efficient

How To Make Your Hiring Process More Efficient

Efficient Hiring Process - Recruiting Tips | TAM

When it comes to hiring new people for your team, how efficient is your process? Often times, applicants find themselves waiting days or weeks just to hear back from an employer, which may leave behind a bad impression of that company and could result in loss of interest or potential employment. Making your process as effective and efficient as possible is important in retaining that applicant base and getting more of them through the hiring process!

Trace Their Social Security Numbers

A common document that is required for hire at most businesses is a social security card. Conducting an ssn trace allows you as an employer to trace not only their immediately available information, but any past aliases or criminal histories that may be attached to those aliases. It’s important to know who exactly is coming onboard to your team, and conducting a more in-depth, accurate trace of their social … Read more

Making the Most of Your Physical Therapy Treatments

Making the Most of Your Physical Therapy Treatments

Shoulder injuries Oregon are no fun to recover from. You may have surgery or months of physical therapy facing you. Whatever situation you are in, it is important that you follow some key steps for improving the outcome of your treatments. These include being open-minded, following through with your treatments and being patient with the process.

Come With an Open Mind

Physical therapy is not always an enjoyable event. If you come in with a sour attitude, though, you will only make yourself miserable. You will reap many more benefits of therapy if you keep a positive attitude throughout the process. Instead of looking at your exercises as impossible tasks, consider them as obstacles that you can conquer on your way to healing.

Do Your Homework

If you are receiving physical therapy in an outpatient setting, you will likely be sent home with specific instructions. Your physical therapist will ask … Read more